When generating income for retirement, we take what we call a “total return” approach.  Simply put, this is using both the income derived from the investments (from interest and dividends) as well as the investment’s potential gain in price over time.  When going about it this way, we can diversify across many investments and we can also put you in the driver’s seat by customizing your income to meet your goals.

One strategy that we hear of often is solely living on an investment’s “dividend”, and attempting to not sell any shares along your retirement journey.  However, while dividends can be important, we think they’re just one piece of the overall income puzzle.  > SEE MORE

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Waypoint Wealth Management